LIC Bima Jyoti Plan
LIC Bima Jyoti is a non-linked, non-participating individual life insurance savings plan offering guaranteed additions along with life cover and assured maturity benefits.
5.0 / 5.0
Plan Rating
Life Protection
Financial protection throughout the policy term.
Guaranteed Additions
Guaranteed additions every year during the premium paying term.
Maturity Benefit
Guaranteed maturity amount along with accrued additions.
Tax Benefits
Tax benefits under applicable Income Tax provisions.
Key Features
- Non-linked Savings Plan.
- Guaranteed Additions every year.
- Guaranteed Maturity Benefit.
- Financial Security for Family.
- Loan Facility Available.
- Tax Benefits Available.
Eligibility
| Entry Age | 90 Days to 60 Years (as per LIC rules) |
|---|---|
| Policy Term | 15 to 20 Years |
| Premium Paying Term | Equal to Policy Term |
| Minimum Basic Sum Assured | ₹1,00,000 |
Benefits
Maturity Benefit
On survival till maturity, the policyholder receives the Basic Sum Assured along with Guaranteed Additions.
Death Benefit
In case of death during the policy term, nominees receive the applicable death benefit according to LIC rules.
Calculate Your Premium & Maturity
Use our free LIC Premium Calculator and Maturity Calculator to estimate your policy benefits instantly.
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