LIC Index Plus

LIC Index Plus is a Unit Linked, Non-Participating Individual Life Insurance Plan that provides life insurance protection along with market-linked wealth creation through index-based investment funds.

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Index Based Investment

Invest in funds linked to benchmark indices.

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Life Cover

Financial protection along with investment opportunities.

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Fund Switching

Switch between available funds during the policy term.

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Tax Benefits

Tax benefits under applicable Income Tax laws.

Key Features

  • Unit Linked Insurance Plan (ULIP).
  • Non-Participating Individual Plan.
  • Index-Based Investment Funds.
  • Regular Premium Payment.
  • Fund Switching Facility.
  • Partial Withdrawal after Lock-in Period.

Eligibility

Entry Age 90 Days to 60 Years*
Policy Term 10 to 25 Years
Premium Payment Regular Premium
Minimum Annual Premium โ‚น30,000

Benefits

Death Benefit

The nominee receives the applicable death benefit as per the policy terms, subject to the fund value and sum assured.

Maturity Benefit

On maturity, the policyholder receives the fund value based on the prevailing NAV and applicable policy provisions.

Calculate Your Investment

Estimate your premium, maturity value and NAV growth online.

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Disclaimer

LIC Index Plus is a Unit Linked Insurance Plan (ULIP). The investment risk in the investment portfolio is borne by the policyholder.

The NAV of the selected fund(s) may increase or decrease depending on market conditions, and past performance is not indicative of future returns.

Insurance is the subject matter of solicitation. Please read the sales brochure and policy document carefully before purchasing the plan.

The information provided on this website is for educational purposes only and should not be considered financial or investment advice.

Frequently Asked Questions

LIC Index Plus is a ULIP that combines life insurance with index-based market-linked investment opportunities.

No. Returns depend upon the performance of the selected investment fund and market conditions.